TenetLime is an award-winning network for mortgage and protection advisers, which is going from strength to strength. As part of the long-established and financially strong Tenet Group, we provide an extensive range of services to our appointed representative members, enabling them to not only meet their FCA compliance requirements, but also adding value and income to their business.
Is it time for you to take a look at TenetLime? These are just some of the services which would be made available to you as a member:
We treat our members as individuals, as partners. And whilst you concentrate on providing quality and profitable client services, we work behind the scenes to add value and income to your business
If you're looking to take the directly authorised route, rather than joining a network, then we can help.
TenetSelect is also part of the Tenet Group and is dedicated to providing compliance and business support to directly authorised firms. You can even utilise our leading mortgage and protection panel terms.
FIND OUT MOREWe can help, as many of our member firms are looking to recruit. For more details, visit our Tenet Jobs page...
VIEW OUR JOBS PAGEAs a member of TenetLime, you will have access to a quality range of services which add value and income to your business. This includes everything from quality compliance support and market-leading mortgage and protection panels, to business development services such as marketing and adviser recruitment.
Our wealth of experience in dealing with the Financial Conduct Authority (FCA) enables us to deliver compliance support which is approachable and proactive in an ever-changing regulatory environment.
As a member of TenetLime, you will have some of the best procuration fees in the market. Our mortgage panel has a wide range of lenders, covering all sectors of the mortgage market, including second charges.
Access an extensive range of providers and products through our protection and general insurance panels and receive some of the best enhanced rates and commission terms available.
At TenetLime, we are experts in helping mortgage and protection businesses to grow. We do this in many different ways, but our marketing and recruitment services are worth singling out.
Through our events and training you've got everything you need to improve knowledge and skills, together with networking with the Tenet teams and advisers to help develop your business.
As a member of TenetLime, we will keep you abreast of key matters which affect you, as well as providing you with clear, easy to understand guidance on potential changes to your business.
TenetLime is part of the long-established and financially robust, Tenet Group, giving you peace of mind about the future and access to a range of quality services.
Over the last few years, we have won numerous awards. This year alone, we have been awarded Best Network at the Money Marketing Awards, Mortgage Club/Network of the Year at the Loan Talk Awards and Customer Excellence (Network) by Legal & General.
At the end of 2016, we were also delighted to receive the maximum 3-Star 'Exceptional' customer experience accolade, following an independent survey of advisers using our services.
Tenet is a multi-award-winning financial adviser support group, providing an extensive range of services to hundreds of appointed representative and directly authorised financial adviser firms across the UK. We have over a quarter of a century’s worth of experience, £30m net assets, significant cash reserves and three institutional shareholders (Aviva, Standard Life Aberdeen & Aegon), so we are robust and here for the long-term.
Our position within the industry means we have the influence to help shape the way it develops, and our established infrastructure and expert resources allow us to adapt to environmental changes along the way. Our close relationship with the Financial Conduct Authority, as well as being on the board of key financial services organisations such as APFA and AMI, ensures we are well informed of climate changes and are able to have appropriate building blocks in place to support advisers well into the future.
By joining Tenet, we will treat you as an individual, as a partner, providing choices and enabling you to run your business in a way which is right for you and your clients. Independent or restricted (or even a hybrid of both); appointed representative or directly authorised; investment or non-investment; at Tenet, it's YOUR choice. Whichever route you follow, you will have a team of over 250 people who will strive to add value and income to your business.
The story started in the 1980s, but it was in 1992 when things really started to take shape when the M&E Network was launched. Designed with the needs of financial advisers in mind, M&E Network connected advisers and provided expert support and tailored services at a time when they needed it the most due to new regulation enforcing them to choose whether to be tied or independent.
The Group continued to be successful and, in 1999, it acquired Interdependence Ltd (a company with a similar offering to M&E) and launched the Tenet Group. Since then, Tenet has continued to grow, acquire other businesses and build more services, all designed to provide an even better service to advisers - whatever their status or needs. From compliance and training, to product research and business development support - all within an ever-changing and highly-regulated financial services market.
As the business grew, Tenet retained its independence, rejecting the chance to float on the stock market, in order that it could continue to focus on providing a first class service to advisers. It's also financially robust, with major financial backing from Aviva, Standard Life Aberdeen and Aegon.
Today, Tenet has the same values, individuality and objectives as it did all those years ago - to provide an unrivalled choice and expertise that adds value and income to an adviser's business. So whether you choose TenetConnect, TenetLime, TenetSelect or Aspire, you can rest assured that you will have a partner for prosperity.
The thing that we think makes us that little bit different, that touch more individual, is the way we do things. Ours is a people business and it shows. Our values are important to us and they direct our employees on how to go about things:
We place our customers at the forefront of all we do and provide the best possible service to advisers, which enables them to provide a first-class service to consumers.
We believe our business is about people - and how we do things is as important as what we do. We are down-to-earth, honest and straightforward.
We believe that your success is our success - we listen to your views, represent your interests and use our shared knowledge and buying power to find ways to help you succeed.
It's a changing market and we are always on the front foot to find newer and better ways to do things. But we don't run before we can walk and are true to our roots, doing the right thing for advisers and customers.
In addition to our core TenetConnect, TenetLime and TenetSelect brands, we also have business propositions to support other key areas
Sinfonia Asset Management Ltd brings together the investment skills of BNP Paribas Group with the rigorous oversight and controls of Investment Fund Services Limited (IFSL) and the NatWest, to create market-leading investment solutions.
Visit Sinfonia's website for financial advisers - www.sinfonia.com
Tenet Employee Benefit Solutions is a specialist in employee benefit strategies, such as arranging and managing group pension schemes for auto-enrolment, employee benefit programmes and corporate solutions. They are experts in providing tailored financial advice and bespoke solutions to employers, employees and individuals.
Visit Tenet Employee Benefit Solutions website - www.tenetebs.co.uk
Tenet Financial Solutions brings together leading financial planning solutions to support financial advisers and provide consumers with easy access to leading funds and products to meet their individual circumstances and objectives.
Visit Tenet Financial Solutions website for consumers - www.tenetfs.co.uk
Aspire Financial Management Ltd is Tenet's own financial advice business and is an appointed representative of TenetConnect Ltd.
Visit the Aspire Financial Management website for consumers - www.aspirefm.co.uk
We are proud of our service and believe it will add value and income to your business. Don't just take our word for it though; here is what some of our members said about TenetLime.
We find TenetLime to be extremely helpful in all areas, whether it is a compliance issue or help and advice with marketing. They take a real interest in our business and we are looking forward to a period of strong growth with a network that is there to support us in achieving this goal.
TenetLime provide the utmost professionalism and efficiency. They instil confidence to my business in a financial world which is fraught with lenders, regulation and advising consistency. We feel part of one team rather than AR against/vs Network, each department works in tandem and the support offered is next to none.
TenetLime are very easy and helpful to deal with and I can't see myself ever moving again as the support I have had so far is second to none and they let me get on and earn my money, which is key. Their compliance support is helpful and not over-powering. I can always pick up the phone and speak with them, they will help me with whatever I need to know.
I joined TenetLime having looked at several different networks. I was particularly comforted with the financial strength of the Tenet group, which has proven to be extremely important over the last 18 months. I find them extremely helpful in all areas, whether it is a compliance issue or help and advice with marketing. They take a real interest in my business.
One of the main reasons I joined TenetLime was to receive more support than I was getting from my previous network, I haven't been disappointed. In fact my expectations have been far exceeded with recruitment, marketing and general guidance all being provided at no extra cost.
TenetLime have helped me exceed new levels by allowing me to use my own backup systems and processes. Being part of a large, safe network like Tenet gives me peace of mind as well as having all the support I need to make Watson & Company a slick and compliant business. Without this we would have not been able to cope with the significant levels of business we have written over the past few years.
Everyone I have come into contact with at TenetLime is knowledgeable, friendly and there to help. I would not hesitate to recommend them to anyone who is looking for a network. I look forward to a very long and profitable future with TenetLime. Keep up the good work, I only wish I joined sooner!
From the start of joining TenetLime, meeting with Lisa, dealing with Authorisations and beyond - the whole process was fantastic. We've been with the network for a year or so now, and it really is a breath of fresh air.
You can find out more details about TenetLime and the quality network service we provide to mortgage and protection advisers, by downloading a copy of our brochure.
Remember, we're just call away and would love to have a chat with you, so please get in touch by calling 0800 085 0825 or emailing enquiries@tenetgroup.co.uk.
VIEW OUR BROCHUREIf you would like to speak to one of our experts about how we could add value and income to your financial adviser business, please get in touch with us.
Alternatively, complete our form and we'll get in touch with you.
Martin qualified as a Chartered Accountant in 1976.
In 1978, he joined Armitage Norton Consultants Limited and spent a number of years working as a Management Consultant, participating in projects for major clients in both the private and public sector throughout the UK and overseas.
In March 1984, he moved industry and purchased an equity stake in an electrical contracting company. In 1987, terms were agreed for the successful sale of the company.
Following the sale, Martin joined DBS Management plc, a company active in the Life and Pensions Industry, and was appointed Chief Executive of the Group in May 1996. In July 1995, the Group joined the Alternative Investment Market and in March 1997, its shares were admitted to the full Official List of The London Stock Exchange.
After leaving DBS in early 1998, Martin enjoyed a career break.
In the summer of 2000, he was invited to join the Boards of Kingsbridge Holdings PLC and Tenet Limited as a Non-Executive Director. Kingsbridge Holdings PLC, a financial services company, joined AIM in July 2000. After following an aggressive acquisition strategy, the Board invited him to take on the role of Chief Executive. Martin resigned this Directorship in early 2003. Whilst a member of the Board of Tenet, Martin has chaired the working party charged with developing the ARRM in-house software solution and represented the group and, more generally, IFAs as a director of AIFA. Latterly, Martin has served as Chairman of both the Risk and Audit Committees.
Martin has been married to his wife Claire for the past 33 years. They have two children, Nicola aged 30 and James aged 28. Martin and Claire are both keen golfers, being members of The Huddersfield and Ganton Golf Clubs.
Keely joined Tenet in August 2017 as Group Finance Director.
Keely trained with KPMG and has worked in the industry for the last 16 years in senior roles, primarily in the financial sector. Previously, she was Finance Director of Skipton Financial Services Ltd and during her tenure, the business achieved 17th in the Sunday Times Best 100 Companies. Keely is a Fellow of the Institute of Chartered Accountants in England and Wales.
Keely lives in Leeds with her husband Brent and enjoys going to the gym, taking her dogs out running and watching her three sons play cricket and rugby.
Helen has been in the Financial Services industry for nearly 30 years and spent a significant amount of that time with Lincoln Financial Group.
With a wide range of experience in investment life and pensions, the majority of her career has been in leading proposition development and change delivery.
She is ACII, Chartered Treasurer and in 2008 became a Chartered Director and was elected a Fellow of the IoD. Helen joined Tenet in March 2011 as Sales & Business Development Director for Sinfonia and was appointed as Distribution & Development Director of Tenet in 2013.
Gemma has been in the financial services industry for over 20 years with experience at both Mortgage Lenders and Distributors.
She was Head of New Business at Mortgage Trust for 12 years and then moved to Mortgage Next and became Managing Director in 2005.
In March 2010, Gemma joined the Tenet group as Managing Director of Tenetlime with overall responsibility for the non-investment proposition. Gemma sits on the Tenet Group board.
Gemma has two children (a son and a daughter) and her interests are cycling, travel and family.
Caroline joined Tenet in 2012 as Group Finance & Risk Director, in 2017 she became Group Risk & Regulatory Director.
Previously Caroline was Finance Director and Chief Risk Officer for TD Direct Investing where she grew the business from a small firm to one of the largest UK stockbrokers. She managed a series of acquisitions covering retail and institutional brokerage/banking, onshore and offshore. At TD Caroline also managed a joint venture with RBS group to provide stockbroking for RBS/NatWest customers.
Caroline qualified as a Chartered Management Accountant in 1994 and joined Yorkshire Building Societies Corporate Planning team in 1996. She transferred to YorkSHARE Ltd as Finance Director in 1998 and managed a successful sale to TD.
Caroline has two adult children. When not working, Caroline enjoys keeping fit, traveling and spending time with family and friends.
